Commonly excluded things in a homeowner’s policies are different kinds of weather events such as flooding. It can be as distinct as rain versus wind versus snow versus sleet. Intentional acts and sexual assaults and battery are also usually excluded. Underage drinking and alcohol might not be covered as well, but it depends on the […]
Homeowner’s Insurance
There is a wide variety of different kinds of homeowner’s insurance coverage you can purchase. The basics include coverage that protects your home and belongings in case of an event such as a fire. Sometimes it’s flooding, sometimes it’s hailstorms. The varying kinds of coverage you can buy determines whether or not you get the […]
Wisconsin Rules for Claims Process Timeframes
Wisconsin statute says that insurance companies are required to pay amounts that are not disputed within 30 days. Frankly, though, very few insurance companies do that. However, if they don’t, we can bring a claim for interest within a court case. We do that frequently, especially in situations where there is no question that the […]
The Claims Process
There are two different ways of looking at the claims process. One of which is when people come to us right away, and we set up the file and the claim within days or weeks of the accident. The good news about that is we are able to manage it from the very beginning, and […]
What is Umbrella Insurance?
Umbrella insurance is insurance that goes on top of another policy. It is a second policy that you pay for separately from the first. It is usually purchased in conjunction with a homeowners policy, or sometimes a renters policy. It is usually sold as additional liability protection (as in, if you seriously injured someone else, […]
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