It’s astonishing, sometimes, how adjusters twist every fact to find an excuse to deny our client’s cases.
It has nothing to do with reality – just any reason to deny a claim. This week has had a remarkable number of examples of how injured people can’t win the insurance game if they just rely on the goodwill of an insurance adjuster.
Here’s a sample:
- Your client can’t be injured, they didn’t go to the ER.
- Why did your client go to the ER? It wasn’t an emergency.
- Your client can’t be injured, he went back to work.
- Your client was just “milking it” by staying home.
- Your client can’t be injured, most people recover in 6 weeks.
- I’m not going to pay for pain and suffering for 6 weeks because he recovered.
- Your client can’t be injured – that’s excessive physical therapy.
- Your client can’t be injured – she didn’t get enough treatment.
- What does it matter if an old lady has a scar on her leg – who’s going to see it?
- It didn’t leave a scar, so it’s really not worth anything.
When adjusters come out with this nonsense, all you can do is call their bluff and file suit. This is why a good lawyer is an imperative part of the negotiation process.
