This week in Adjuster-Speak.

It’s astonishing, sometimes, how adjusters twist every fact to find an excuse to deny our client’s cases.

It has nothing to do with reality – just any reason to deny a claim.  This week has had a remarkable number of examples of how injured people can’t win the insurance game if they just rely on the goodwill of an insurance adjuster.

Here’s a sample:

• Your client can’t be injured, they didn’t go to the ER.
• Why did your client go to the ER?  It wasn’t an emergency.

• Your client can’t be injured, he went back to work.
• Your client was just “milking it” by staying home.

• Your client can’t be injured, most people recover in 6 weeks.
• I’m not going to pay for pain and suffering for 6 weeks because he recovered.

• Your client can’t be injured – that’s excessive physical therapy.
• Your client can’t be injured – she didn’t get enough treatment.

• What does it matter if an old lady has a scar on her leg – who’s going to see it?
• It didn’t leave a scar, so it’s really not worth anything.

When adjusters come out with this nonsense, all you can do is call their bluff and file suit.  This is why a good lawyer is an imperative part of the negotiation process.